IRA and ROTH contributions for 2019 are due “no later than the time prescribed by law for filing the return.”  Don’t you love tax talk? 😉  The due date of filing the 2019 individual return this year has been set as 7/15/20.  Therefore, 2019 IRA and ROTH contributions may also be made as late as 7/15/20.  Keep in mind that the market is at a low point and may continue to fall but is expected to fully rebound.  This may be a good time to get your retirement contribution invested at bargain prices.